Careers

BSA AML/CFT Specialist:

Position Summary:

Gateway Bank is seeking a full-time, driven and detail oriented BSA AML/CFT Specialist responsible for supporting and working with the Bank’s existing BSA AML/CFT Officer. Specifically, performing transaction monitoring, working alert and case investigations, preparing required filings (CTRs, SARs, MIL), supporting the Bank’s CDD and CIP Programs, reviewing potential OFAC screening matches, as well as performing 314(a) searches and assisting with 314(b) requests. This role will also help assist ensuring compliance with the Bank’s policies and procedures related to ID Theft Prevention.  Furthermore, the individual will initiate and maintain professional and courteous contact with customers, both internal and external when applicable.

Essential Functions/ Key Responsibilities:

• Identify red flags of potentially suspicious activity from ad-hoc and core generated reports.
• Conduct SAR and Fraud investigations using internal systems and open-source research to determine if the identified, and employee-referred, activity requires a SAR filing.
• Assist in preparing and filing Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs) in compliance with regulatory deadlines.
• Review OFAC and other watchlist alerts; escalate and report findings accordingly.
• Review, respond, document and track 314(a) and 314(b) information sharing requests.
• Assist, as needed, in delivering BSA/AML/OFAC training to bank employees.
• Assist with performing onboarding reviews and following up with branch staff and/or management on exceptions, to ensure adherence with the Bank’s policies and procedures related to CIP, CDD, Beneficial Ownership and OFAC.
• Assist with performing periodic CDD/EDD and BSA risk rating reviews, documenting and updating records as necessary.
• Assist with and participate in audits, exams, and internal compliance reviews, providing documentation and responses as needed.
• Identify and escalate, as appropriate, non-compliance with the Bank’s BSA AML/CFT and OFAC policies and procedures.
• Attend on-going training to gain and maintain knowledge of regulatory compliance issues and changes to laws and regulations in applicable areas.
• Complete assigned online training courses in a timely manner.
• Serve as a back-up liaison with law enforcement, regulators, and auditors when appropriate.
• Serve/Train to serve as the Backup BSA AML/CFT and OFAC Officer for the Bank.
• Other duties as assigned.

Position Experience/Qualifications:

• Three to five years of banking experience, with knowledge of bank operations desired.
• Previous experience with BSA-AML/CFT and OFAC regulations required.
• Certified Anti-Money Laundering Specialist (CAMS,) Certified BSA/AML Professional (CBAP), or
• Certified AML and Fraud Professional (CAFP) certification; or ability and willingness to obtain within 36 months.
• Must be a creative thinker and proactive problem solver with the ability to work efficiently, independently, and effectively to meet deadlines and follow projects through to completion.
• Proficient in Word, Excel, and Outlook.
• High School Diploma or Equivalent.
• Able to Quickly Learn New Software.
• Valid Driver’s License.

Competency Statement(s):

• Ethical – Ability to demonstrate conduct conforming to a set of values and accepted standards.
• Detail Oriented – Ability to pay attention to all aspects of a project or task.
• Adaptability – Ability to fit into changing working environments and adapt to procedural and organizational changes.
• Goal Oriented – Ability to act to ensure focus on tasks and objectives in accordance with clear expectations and goals.
• Relationship Building – Ability to establish and maintain a good rapport and cooperative relationship with customers and team members.
• Organized – Organization skills aiding in a neat and disciplined work style.
• Accountability – Willing to accept responsibility for self and all direct reports regarding all functions within the branch.
• Communication –Excellent written and oral communication skills.
• Customer Oriented – The desire to serve both customers and coworkers by focusing effort on meeting the customer’s needs, understanding their concerns, and conducting yourself in a manner which encourages trust.
• Decision Making – Ability to assess situations and determine an effective and compliant outcome.
• Responsible – Ability to be trustworthy or answerable for your conduct.
• Tactful – Ability to show consideration and avoid giving offense in dealing with others.
• Time Management – Effectively utilizes available time for completion of necessary job tasks.
• Working Under Pressure – The ability to maintain composure when exposed to stress.

Equal Employment Opportunity Information:

Gateway Bank and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications. At Gateway Bank, we value and respect differences in our workforce and strive to increase the diversity of our teams.  We actively encourage everyone to apply.