Business Deposit Accounts

Business Accounts

We know managing a business takes time, and that's why our deposit products and services make banking with Gateway hassle free. Come by one of our locations or call us today at 870-325-6251(Rison), 501-575-0819 (Benton) or 501-847-3440 (Bryant) to get started with a new account for your business!

_{Business Cash Checking*}

Earn a great rate of interest on your first $40,000 in your business account! Perform 3 qualifiers to earn this great rate:

12 Debit card Point of Sale transactions
1 ACH credit or debit
Enroll for electronic statements

Minimum to open $100. No maintenance fees or minimum balance after opening

If qualifiers are met the portion of the balance over $40,000 earns .10% APY*. If qualifiers are not met, the entire account balance earns .05% APY*.

Business Cash Back Checking*

Earn Cash Back on the first $1000 purchases with your Gateway Bank debit card!

Perform 3 qualifiers to earn this cash back:

12 Debit Card Point of Sale transaction
1 ACH credit or debit
Enroll for electronic statements

Minimum to open is $100. No maintenance fees or minimum balance after opening

If qualifiers are not met, no cash back is earned.

Business Saver*

High earning Saving Account for Businesses!

Only available with a Business Cash or Business Cash Back Checking Account
Earn high rate on the first $100,000, any balance above $100,000 earns interest as well
Qualifications in Business Cash or Business Cash Back must be met to earn the highest rates.
No withdrawal limitations like other savings' accounts

Minimum to open is $50. No fees and no minimum balances after opening. If qualifiers are met, the portion of the balance above $100,000 earns .10 %APY*. If the qualifiers are not met, the entire account balance earns .05%APY*

Gateway Business Checking*

Minimum of $100 to open.
Minimum balance applies†
Electronic statements, paper statement for a $5 fee
Free Debit Card
Free Online, Mobile and Bill Pay banking *

Interest Business Checking*

Minimum of $100 to open
Earns interest*
Minimum balance applies†
300 free items and $.25 per item fee per item in excess
Free paper or electronic statements
Free Debit Card
Free Online, Mobile and Bill Pay Banking*

Non-Personal Money Market*

Minimum $100 to open
Maintain $2,500 to avoid a $10 fee+
limited transaction account, only 6 transactions are permitted per cycle
In person withdrawals do not count against the 6 limited transactions
Free Debit Card
Free Online, Mobile, and Bill Pay Banking*

Please call 870-325-6251, 501-575-0819 or 501-847-3440 - or come by one of our locations to learn more about each of our accounts!

*Other fees could reduce earnings. Some accounts must maintain a minimum daily balance to avoid a fee. Interest rate and APY (Annual Percentage Yield) could change at any time after account is opened. If qualifications are not met on certain accounts, it may limit the interest earned. When Qualifications are met, the rate may appear on your statement as a blended rate from .01- 4.0% APY . For Business Cash Checking, a different rate is earned on the portion of the balance over $40,000. If Qualifications are not met in your Business Cash and Business Cash Back Account, no ATM refunds will be reimbursed, and a lower rate will be paid on balances in your Business Saver. Gateway Bank reserves the right to make changes to products offered at any time. We may change the interest rate on your account at our discretion. Additional fees and charges may apply. Money market fees and/or interest rates may change. Ask your friendly banker about more details on all personal and non-personal accounts. Please reference Qualification Cycle for dates. Other terms and conditions may apply. See your friendly banker for more information! Statement Cycle and Qualification Cycle will differ in date cut off. Accounts are designed for Arkansas based residents. No more than one Business Cash, Business Cash Back and Business Saver account per company.

†Please contact Gateway Bank for more information regarding minimum balance.